Ranch home in 8206 Shallowford Rd Chattanooga, TN
This 999-square-foot Ranch home in Chattanooga, TN includes 2 bedrooms and 2 bathrooms. The Ranch styling carries through the home's design.
| Price | $210,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 999 |
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| Architectural style | Ranch (87% match) |
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| Address | 8206 Shallowford Rd Chattanooga, TN 37421 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $210K, this home is 31% below the $305K median for 596 similar Ranch homes in Chattanooga, TN.
- That works out to $210 per square foot, 11% above the $190 comparable rate.
- On the market 11 days.
| This home | $210,000 |
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| Ranch median in Chattanooga, TN | $305,000 (596 homes) |
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| Price per sq ft | $210 vs. $190 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,345/month with 20% down at a 7.28% 30-year fixed rate. You would need about $57,663 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,149/mo |
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| Property tax (new-buyer reassessed rate) | $117/mo |
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| Homeowners insurance | $79/mo |
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| Total monthly | $1,345/mo |
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| Down payment (20%) | $42,000 |
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| Income needed | $57,663/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (56 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (56/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $88,759 |
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| Range (10th to 90th pct) | $49,811 to $135,165 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 23% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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View this home on Movoto