home in BALTIMORE, MD
This home in BALTIMORE, MD offers 4 bedrooms and 1 bathroom across 1,571 square feet. Notable features include deck / patio, fireplace, and open floor plan.
| Price | $150,000 |
|---|
| Beds | 4 |
|---|
| Baths | 1 |
|---|
| Sqft | 1571 |
|---|
| Address | 5217 Saint Charles Avenue, BALTIMORE, MD 21215 |
|---|
Why buy this home
- Features: deck / patio, fireplace, open floor plan.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,011/month with 20% down at a 7.28% 30-year fixed rate. You would need about $43,331 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $821/mo |
|---|
| Property tax (new-buyer reassessed rate) | $134/mo |
|---|
| Homeowners insurance | $56/mo |
|---|
| Total monthly | $1,011/mo |
|---|
| Down payment (20%) | $30,000 |
|---|
| Income needed | $43,331/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
|---|
| Beats renting in | 13% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $67,495 |
|---|
| Range (10th to 90th pct) | $39,435 to $101,676 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately