Townhouse / Rowhouse home in Providence, RI
This Townhouse multifamily home in Providence, RI offers 6 bedrooms and 3 bathrooms across 2,388 square feet. The Townhouse styling carries through the home's design.
| Price | $599,000 |
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| Beds | 6 |
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| Baths | 3 |
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| Sqft | 2388 |
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| Architectural style | Townhouse / Rowhouse (53% match) |
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| Address | 120 Valley Street, Providence, RI 02909 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- At $599K, this home is 5% below the $630K median for 378 similar Townhouse / Rowhouse homes in Fall River, MA.
- That works out to $251 per square foot, 7% below the $269 comparable rate.
| This home | $599,000 |
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| Townhouse / Rowhouse median in Fall River, MA | $629,999 (378 homes) |
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| Price per sq ft | $251 vs. $269 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,202/month with 20% down at a 7.28% 30-year fixed rate. You would need about $180,094 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,279/mo |
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| Property tax (new-buyer reassessed rate) | $699/mo |
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| Homeowners insurance | $225/mo |
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| Total monthly | $4,202/mo |
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| Down payment (20%) | $119,800 |
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| Income needed | $180,094/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (84 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (84/100) |
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| Beats renting in | 57% of modeled paths |
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| Modeled 5-yr equity (median) | $430,741 |
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| Range (10th to 90th pct) | $288,090 to $595,476 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
Explore more
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View this home on Estately