Mid-Century Modern home in Charlotte, NC
This 1,572-square-foot Mid-Century Modern home in Charlotte, NC includes 4 bedrooms and 2 bathrooms. Its Mid-Century Modern character defines the property's look.
| Price | $495,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1572 |
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| Architectural style | Mid-Century Modern (60% match) |
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| Address | 708 Montford Dr, Charlotte, NC 28209 |
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Why buy this home
- Confirmed Mid-Century Modern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $495K, this home is 16% below the $588K median for 37 similar Mid-Century Modern homes in Charlotte, NC.
- That works out to $315 per square foot, right at the $315 comparable rate.
- New to market (5 days), so expect competition.
| This home | $495,000 |
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| Mid-Century Modern median in Charlotte, NC | $587,500 (37 homes) |
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| Price per sq ft | $315 vs. $315 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,233/month with 20% down at a 7.28% 30-year fixed rate. You would need about $138,572 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,709/mo |
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| Property tax (new-buyer reassessed rate) | $338/mo |
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| Homeowners insurance | $186/mo |
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| Total monthly | $3,233/mo |
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| Down payment (20%) | $99,000 |
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| Income needed | $138,572/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $292,855 |
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| Range (10th to 90th pct) | $188,634 to $419,895 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlotte, NC where local data is thin.
Local home values
Typical home values in Charlotte, NC have risen about 22% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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