Craftsman / Bungalow home in Chattanooga, TN
This 1,400-square-foot Craftsman home in Chattanooga, TN includes 4 bedrooms and 2 bathrooms. The Craftsman styling carries through the home's design.
| Price | $289,700 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1400 |
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| Architectural style | Craftsman / Bungalow (48% match) |
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| Address | 3921 Blanchard St, Chattanooga, TN 37411 |
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Why buy this home
- Confirmed Craftsman / Bungalow architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
- At $290K, this home is 3% below the $300K median for 139 similar Craftsman / Bungalow homes in Chattanooga, TN.
- That works out to $207 per square foot, 1% below the $210 comparable rate.
- New to market (5 days), so expect competition.
| This home | $289,700 |
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| Craftsman / Bungalow median in Chattanooga, TN | $299,900 (139 homes) |
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| Price per sq ft | $207 vs. $210 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,856/month with 20% down at a 7.28% 30-year fixed rate. You would need about $79,548 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,586/mo |
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| Property tax (new-buyer reassessed rate) | $162/mo |
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| Homeowners insurance | $109/mo |
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| Total monthly | $1,856/mo |
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| Down payment (20%) | $57,940 |
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| Income needed | $79,548/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (65/100) |
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| Beats renting in | 19% of modeled paths |
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| Modeled 5-yr equity (median) | $142,048 |
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| Range (10th to 90th pct) | $83,915 to $210,233 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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View this home on Trulia