Adobe / Pueblo / Southwestern home in Albuquerque, NM
This Adobe home in Albuquerque, NM offers 4 bedrooms and 2 bathrooms across 1,908 square feet. Its Adobe character defines the property's look.
| Price | $325,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1908 |
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| Architectural style | Adobe / Pueblo / Southwestern (70% match) |
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| Address | 1501 Garcia St NE, Albuquerque, NM 87112 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $325K, this home is 14% below the $380K median for 2835 similar Adobe / Pueblo / Southwestern homes in Albuquerque, NM.
- That works out to $170 per square foot, 25% below the $227 comparable rate.
- On the market 8 days.
| This home | $325,000 |
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| Adobe / Pueblo / Southwestern median in Albuquerque, NM | $379,900 (2835 homes) |
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| Price per sq ft | $170 vs. $227 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,117/month with 20% down at a 7.28% 30-year fixed rate. You would need about $90,750 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,779/mo |
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| Property tax (new-buyer reassessed rate) | $217/mo |
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| Homeowners insurance | $122/mo |
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| Total monthly | $2,117/mo |
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| Down payment (20%) | $65,000 |
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| Income needed | $90,750/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (60/100) |
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| Beats renting in | 11% of modeled paths |
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| Modeled 5-yr equity (median) | $147,488 |
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| Range (10th to 90th pct) | $86,204 to $217,961 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Albuquerque, NM where local data is thin.
Local home values
Typical home values in Albuquerque, NM have risen about 28% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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