Cottage / Storybook home in 9937 Watermark Ln W Jacksonville, FL
This Cottage home in Jacksonville, FL offers 4 bedrooms and 4 bathrooms across 3,133 square feet. The Cottage styling carries through the home's design.
| Price | $685,900 |
|---|
| Beds | 4 |
|---|
| Baths | 4 |
|---|
| Sqft | 3133 |
|---|
| Architectural style | Cottage / Storybook (32% match) |
|---|
| Address | 9937 Watermark Ln W Jacksonville, FL 32256 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $686K, this home is 192% above the $235K median for 373 similar Cottage / Storybook homes in Jacksonville, FL.
- That works out to $219 per square foot, 15% above the $191 comparable rate.
- New to market (1 day), so expect competition.
| This home | $685,900 |
|---|
| Cottage / Storybook median in Jacksonville, FL | $235,000 (373 homes) |
|---|
| Price per sq ft | $219 vs. $191 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,532/month with 20% down at a 7.28% 30-year fixed rate. You would need about $194,218 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,754/mo |
|---|
| Property tax (new-buyer reassessed rate) | $520/mo |
|---|
| Homeowners insurance | $257/mo |
|---|
| Total monthly | $4,532/mo |
|---|
| Down payment (20%) | $137,180 |
|---|
| Income needed | $194,218/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (57 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (57/100) |
|---|
| Beats renting in | 9% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $295,546 |
|---|
| Range (10th to 90th pct) | $166,020 to $448,233 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
Explore more
Similar homes
- 2765 FORBES Street, Jacksonville, FL 32205 · $389,000
- 1711 ORLANDO Circle N, Jacksonville, FL 32207 · $230,000
- 3624 Myra Street, Jacksonville, FL 32205 · $169,900
- 8318 Osteen St Jacksonville, FL 32210 · $119,000
- 3304 SPRING GLEN Road, Jacksonville, FL 32207 · $199,900
- 2963 Collier Avenue, Jacksonville, FL 32205 · $294,990
- 506 W 67TH Street, Jacksonville, FL 32208 · $235,000
- 5125 Green Valley Dr, Knoxville, TN 37914 · $415,000
View this home on Movoto