Cape Cod home in Charlestown, MA
This 1,058-square-foot Cape Cod condo in Charlestown, MA includes 2 bedrooms and 2 bathrooms. The Cape Cod styling carries through the home's design.
| Price | $1,050,000 |
|---|
| Beds | 2 |
|---|
| Baths | 2 |
|---|
| Sqft | 1058 |
|---|
| Architectural style | Cape Cod (38% match) |
|---|
| Address | 21 Salem St #2, Charlestown, MA 02129 |
|---|
Why buy this home
- Confirmed Cape Cod architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $1.1M, this home is 2% below the $1.1M median for 336 similar Cape Cod homes in Boston, MA.
- That works out to $992 per square foot, 59% above the $622 comparable rate.
- On the market 23 days.
| This home | $1,050,000 |
|---|
| Cape Cod median in Boston, MA | $1,075,000 (336 homes) |
|---|
| Price per sq ft | $992 vs. $622 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,139/month with 20% down at a 7.28% 30-year fixed rate. You would need about $305,941 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,747/mo |
|---|
| Property tax (new-buyer reassessed rate) | $998/mo |
|---|
| Homeowners insurance | $394/mo |
|---|
| Total monthly | $7,139/mo |
|---|
| Down payment (20%) | $210,000 |
|---|
| Income needed | $305,941/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 14% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $513,377 |
|---|
| Range (10th to 90th pct) | $303,890 to $757,608 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boston, MA where local data is thin.
Local home values
Typical home values in Boston, MA have risen about 23% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow