Colonial home in 1249 Stonegate Rd Naperville, IL
Set in Chicago, IL, this Colonial home provides 5 bedrooms and 3 bathrooms across 2,379 square feet. The Colonial styling carries through the home's design.
| Price | $649,000 |
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| Beds | 5 |
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| Baths | 3 |
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| Sqft | 2379 |
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| Architectural style | Colonial (32% match) |
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| Address | 1249 Stonegate Rd Naperville, IL 60540 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $649K, this home is 18% below the $790K median for 295 similar Colonial homes in Chicago, IL.
- That works out to $273 per square foot, 8% below the $296 comparable rate.
- New to market (6 days), so expect competition.
| This home | $649,000 |
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| Colonial median in Chicago, IL | $789,900 (295 homes) |
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| Price per sq ft | $273 vs. $296 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,921/month with 20% down at a 7.28% 30-year fixed rate. You would need about $210,889 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,552/mo |
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| Property tax (new-buyer reassessed rate) | $1,125/mo |
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| Homeowners insurance | $243/mo |
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| Total monthly | $4,921/mo |
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| Down payment (20%) | $129,800 |
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| Income needed | $210,889/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (50 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (50/100) |
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| Beats renting in | 2% of modeled paths |
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| Modeled 5-yr equity (median) | $254,931 |
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| Range (10th to 90th pct) | $137,601 to $389,336 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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