Craftsman / Bungalow home in Birmingham, AL
This Craftsman home in Birmingham, AL offers 4 bedrooms and 4 bathrooms across 3,279 square feet. Its Craftsman character defines the property's look.
| Price | $865,000 |
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| Beds | 4 |
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| Baths | 4 |
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| Sqft | 3279 |
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| Architectural style | Craftsman / Bungalow (62% match) |
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| Address | 47 Mount Laurel Ave, Birmingham, AL 35242 |
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Why buy this home
- Confirmed Craftsman / Bungalow architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $865K, this home is 621% above the $120K median for 162 similar Craftsman / Bungalow homes in Birmingham, AL.
- That works out to $264 per square foot, 203% above the $87 comparable rate.
- On the market 10 days.
| This home | $865,000 |
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| Craftsman / Bungalow median in Birmingham, AL | $120,000 (162 homes) |
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| Price per sq ft | $264 vs. $87 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,355/month with 20% down at a 7.28% 30-year fixed rate. You would need about $229,486 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,735/mo |
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| Property tax (new-buyer reassessed rate) | $296/mo |
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| Homeowners insurance | $324/mo |
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| Total monthly | $5,355/mo |
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| Down payment (20%) | $173,000 |
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| Income needed | $229,486/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (55 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (55/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $359,381 |
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| Range (10th to 90th pct) | $201,726 to $546,858 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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View this home on Zillow