home in 1152 14th Pl SW Birmingham, AL
This 1,458-square-foot home in Birmingham, AL includes 3 bedrooms and 2 bathrooms.
| Price | $127,500 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1458 |
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| Address | 1152 14th Pl SW Birmingham, AL 35211 |
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Why buy this home
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced in line with the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $789/month with 20% down at a 7.28% 30-year fixed rate. You would need about $33,826 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $698/mo |
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| Property tax (new-buyer reassessed rate) | $44/mo |
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| Homeowners insurance | $48/mo |
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| Total monthly | $789/mo |
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| Down payment (20%) | $25,500 |
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| Income needed | $33,826/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (44 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (44/100) |
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| Beats renting in | 10% of modeled paths |
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| Modeled 5-yr equity (median) | $43,362 |
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| Range (10th to 90th pct) | $21,182 to $70,106 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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