Townhouse / Rowhouse home in Richmond, VA
Set in Richmond, VA, this Townhouse condo provides 3 bedrooms and 3 bathrooms across 1,220 square feet. Its Townhouse character defines the property's look.
| Price | $284,990 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1220 |
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| Architectural style | Townhouse / Rowhouse (97% match) |
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| Address | 3864 Hickory St #2B, Richmond, VA 23222 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $285K, this home is 35% below the $440K median for 426 similar Townhouse / Rowhouse homes in Richmond, VA.
- That works out to $234 per square foot, 10% below the $260 comparable rate.
- New to market (2 days), so expect competition.
| This home | $284,990 |
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| Townhouse / Rowhouse median in Richmond, VA | $439,950 (426 homes) |
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| Price per sq ft | $234 vs. $260 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,873/month with 20% down at a 7.28% 30-year fixed rate. You would need about $80,290 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,560/mo |
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| Property tax (new-buyer reassessed rate) | $207/mo |
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| Homeowners insurance | $107/mo |
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| Total monthly | $1,873/mo |
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| Down payment (20%) | $56,998 |
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| Income needed | $80,290/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (82 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (82/100) |
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| Beats renting in | 52% of modeled paths |
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| Modeled 5-yr equity (median) | $189,215 |
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| Range (10th to 90th pct) | $123,920 to $264,088 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Richmond, VA where local data is thin.
Local home values
Typical home values in Richmond, VA have risen about 27% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow