Ranch home in Jacksonville, FL
This 1,532-square-foot Ranch home in Jacksonville, FL includes 3 bedrooms and 2 bathrooms. The listing highlights fireplace, open floor plan, and walk-in closet.
| Price | $269,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1532 |
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| Architectural style | Ranch (50% match) |
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| Address | 8631 Creedmoor Place, Jacksonville, FL 32244 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: fireplace, open floor plan, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $270K, this home is 14% below the $315K median for 1817 similar Ranch homes in Jacksonville, FL.
- That works out to $176 per square foot, 8% below the $192 comparable rate.
- On the market 8 days.
| This home | $269,900 |
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| Ranch median in Jacksonville, FL | $314,900 (1817 homes) |
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| Price per sq ft | $176 vs. $192 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,783/month with 20% down at a 7.28% 30-year fixed rate. You would need about $76,424 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,477/mo |
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| Property tax (new-buyer reassessed rate) | $205/mo |
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| Homeowners insurance | $101/mo |
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| Total monthly | $1,783/mo |
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| Down payment (20%) | $53,980 |
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| Income needed | $76,424/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $156,242 |
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| Range (10th to 90th pct) | $97,418 to $223,508 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately