Adobe / Pueblo / Southwestern home in Albuquerque, NM
An Adobe home in Albuquerque, NM, it offers 3 bedrooms and 1 bathroom across 189 square feet. The Adobe styling carries through the home's design.
| Price | $240,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 189 |
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| Architectural style | Adobe / Pueblo / Southwestern (94% match) |
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| Address | 212 Vermont St SE, Albuquerque, NM 87108 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $240K, this home is 37% below the $380K median for 2498 similar Adobe / Pueblo / Southwestern homes in Albuquerque, NM.
- That works out to $1270 per square foot, 457% above the $228 comparable rate.
- New to market (0 days), so expect competition.
| This home | $240,000 |
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| Adobe / Pueblo / Southwestern median in Albuquerque, NM | $380,000 (2498 homes) |
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| Price per sq ft | $1,270 vs. $228 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,564/month with 20% down at a 7.28% 30-year fixed rate. You would need about $67,015 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,314/mo |
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| Property tax (new-buyer reassessed rate) | $160/mo |
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| Homeowners insurance | $90/mo |
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| Total monthly | $1,564/mo |
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| Down payment (20%) | $48,000 |
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| Income needed | $67,015/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (55 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (55/100) |
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| Beats renting in | 8% of modeled paths |
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| Modeled 5-yr equity (median) | $100,607 |
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| Range (10th to 90th pct) | $55,643 to $152,874 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Albuquerque, NM where local data is thin.
Local home values
Typical home values in Albuquerque, NM have risen about 29% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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View this home on Trulia