home in Napa, CA
A multifamily home in Napa, CA, it offers 2 bedrooms across 1,401 square feet.
| Price | $798,000 |
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| Beds | 2 |
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| Sqft | 1401 |
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| Address | 2004 Main Street, Napa, CA 94559 |
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Why buy this home
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced in line with the area.
- New to market (5 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,465/month with 20% down at a 7.28% 30-year fixed rate. You would need about $234,225 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,368/mo |
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| Property tax (new-buyer reassessed rate) | $798/mo |
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| Homeowners insurance | $299/mo |
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| Total monthly | $5,465/mo |
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| Down payment (20%) | $159,600 |
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| Income needed | $234,225/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 12% of modeled paths |
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| Modeled 5-yr equity (median) | $386,387 |
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| Range (10th to 90th pct) | $239,219 to $563,008 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Napa, CA where local data is thin.
Local home values
Typical home values in Napa, CA have risen about 3% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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View this home on Estately