home in Boise, ID
A home in Boise, ID, it offers 4 bedrooms and 3 bathrooms across 2,763 square feet.
| Price | $800,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2763 |
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| Address | 12507 N Humphreys Way, Boise, ID 83714 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- New to market (1 day), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,126/month with 20% down at a 7.28% 30-year fixed rate. You would need about $219,670 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,379/mo |
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| Property tax (new-buyer reassessed rate) | $447/mo |
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| Homeowners insurance | $300/mo |
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| Total monthly | $5,126/mo |
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| Down payment (20%) | $160,000 |
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| Income needed | $219,670/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (80 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (80/100) |
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| Beats renting in | 48% of modeled paths |
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| Modeled 5-yr equity (median) | $516,246 |
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| Range (10th to 90th pct) | $344,316 to $724,472 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boise, ID where local data is thin.
Local home values
Typical home values in Boise, ID have fallen about 0% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia