A-Frame home in 491 Vista Ln Big Bear Lake, CA
This 1,320-square-foot A-Frame home in Big Bear Lake, CA includes 2 bedrooms and 3 bathrooms. The listing highlights lake / river / water view, attached garage, fireplace, open floor plan, and walk-in closet.
| Price | $519,000 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 1320 |
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| Architectural style | A-Frame (57% match) |
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| Address | 491 Vista Ln Big Bear Lake, CA 92315 |
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Why buy this home
- Confirmed A-Frame architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, fireplace, lake / river / water view, open floor plan, walk-in closet.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little under the area.
- At $519K, this home is 6% below the $550K median for 614 similar A-Frame homes in Big Bear Lake, CA.
- That works out to $393 per square foot, 3% below the $406 comparable rate.
| This home | $519,000 |
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| A-Frame median in Big Bear Lake, CA | $550,000 (614 homes) |
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| Price per sq ft | $393 vs. $406 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,554/month with 20% down at a 7.28% 30-year fixed rate. You would need about $152,335 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,841/mo |
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| Property tax (new-buyer reassessed rate) | $519/mo |
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| Homeowners insurance | $195/mo |
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| Total monthly | $3,554/mo |
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| Down payment (20%) | $103,800 |
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| Income needed | $152,335/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $233,995 |
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| Range (10th to 90th pct) | $136,026 to $349,705 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto