Ranch home in 1028 Westgate Pl Louisville, KY
Set in Louisville, KY, this Ranch home provides 3 bedrooms and 3 bathrooms across 2,904 square feet. Its Ranch character defines the property's look.
| Price | $525,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 2904 |
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| Architectural style | Ranch (77% match) |
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| Address | 1028 Westgate Pl Louisville, KY 40207 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced above comparable homes.
- At $525K, this home is 91% above the $275K median for 1350 similar Ranch homes in Louisville, KY.
- That works out to $181 per square foot, 5% above the $172 comparable rate.
- New to market (7 days), so expect competition.
| This home | $525,000 |
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| Ranch median in Louisville, KY | $275,000 (1350 homes) |
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| Price per sq ft | $181 vs. $172 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,447/month with 20% down at a 7.28% 30-year fixed rate. You would need about $147,721 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,874/mo |
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| Property tax (new-buyer reassessed rate) | $376/mo |
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| Homeowners insurance | $197/mo |
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| Total monthly | $3,447/mo |
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| Down payment (20%) | $105,000 |
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| Income needed | $147,721/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (52 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (52/100) |
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| Beats renting in | 6% of modeled paths |
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| Modeled 5-yr equity (median) | $208,519 |
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| Range (10th to 90th pct) | $113,517 to $322,412 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto