Ranch home in NAPLES, FL
This 2,250-square-foot Ranch home in NAPLES, FL includes 3 bedrooms and 4 bathrooms. It sits within the greater Naples, FL area.
| Price | $995,000 |
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| Beds | 3 |
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| Baths | 4 |
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| Sqft | 2250 |
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| Architectural style | Ranch (47% match) |
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| Address | 5288 40th ST NE, NAPLES, FL 34120 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $995K, this home is 67% above the $595K median for 149 similar Ranch homes in Naples, FL.
- That works out to $442 per square foot, 28% above the $345 comparable rate.
- On the market 16 days.
| This home | $995,000 |
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| Ranch median in Naples, FL | $594,500 (149 homes) |
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| Price per sq ft | $442 vs. $345 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,574/month with 20% down at a 7.28% 30-year fixed rate. You would need about $281,743 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,446/mo |
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| Property tax (new-buyer reassessed rate) | $755/mo |
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| Homeowners insurance | $373/mo |
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| Total monthly | $6,574/mo |
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| Down payment (20%) | $199,000 |
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| Income needed | $281,743/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 31% of modeled paths |
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| Modeled 5-yr equity (median) | $573,831 |
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| Range (10th to 90th pct) | $366,750 to $814,831 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Naples, FL where local data is thin.
Local home values
Typical home values in Naples, FL have risen about 23% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow