Cottage / Storybook home in 195 Knoll Rd Big Bear Lake, CA
This Cottage home in Big Bear Lake, CA offers 5 bedrooms and 4 bathrooms across 2,654 square feet. Its Cottage character defines the property's look.
| Price | $1,199,000 |
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| Beds | 5 |
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| Baths | 4 |
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| Sqft | 2654 |
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| Architectural style | Cottage / Storybook (35% match) |
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| Address | 195 Knoll Rd Big Bear Lake, CA 92315 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced above comparable homes.
- At $1.2M, this home is 111% above the $569K median for 59 similar Cottage / Storybook homes in Big Bear Lake, CA.
- That works out to $452 per square foot, 2% above the $441 comparable rate.
| This home | $1,199,000 |
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| Cottage / Storybook median in Big Bear Lake, CA | $569,000 (59 homes) |
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| Price per sq ft | $452 vs. $441 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,212/month with 20% down at a 7.28% 30-year fixed rate. You would need about $351,925 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,563/mo |
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| Property tax (new-buyer reassessed rate) | $1,199/mo |
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| Homeowners insurance | $450/mo |
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| Total monthly | $8,212/mo |
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| Down payment (20%) | $239,800 |
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| Income needed | $351,925/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 8% of modeled paths |
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| Modeled 5-yr equity (median) | $541,763 |
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| Range (10th to 90th pct) | $315,220 to $802,234 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto