Townhouse / Rowhouse home in Staten Island, NY
A Townhouse home in Staten Island, NY, it offers 1 bedroom and 1.5 bathrooms across 840 square feet. It sits within the greater New York, NY area.
| Price | $399,000 |
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| Beds | 1 |
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| Baths | 1.5 |
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| Sqft | 840 |
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| Architectural style | Townhouse / Rowhouse (40% match) |
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| Address | 71 Rumson Rd, Staten Island, NY 10314 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $399K, this home is 58% below the $959K median for 3911 similar Townhouse / Rowhouse homes in New York, NY.
- That works out to $475 per square foot, 10% below the $530 comparable rate.
- On the market 24 days.
| This home | $399,000 |
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| Townhouse / Rowhouse median in New York, NY | $959,000 (3911 homes) |
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| Price per sq ft | $475 vs. $530 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,906/month with 20% down at a 7.28% 30-year fixed rate. You would need about $124,523 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,184/mo |
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| Property tax (new-buyer reassessed rate) | $572/mo |
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| Homeowners insurance | $150/mo |
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| Total monthly | $2,906/mo |
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| Down payment (20%) | $79,800 |
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| Income needed | $124,523/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (57 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (57/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $175,612 |
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| Range (10th to 90th pct) | $102,258 to $267,181 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward New York, NY where local data is thin.
Local home values
Typical home values in New York, NY have risen about 28% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia