Cottage / Storybook home in Boise, ID
This Cottage home in Boise, ID offers 3 bedrooms and 2 bathrooms across 1,289 square feet. Notable features include attached garage, deck / patio, and open floor plan. The Cottage styling carries through the home's design.
| Price | $699,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1289 |
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| Architectural style | Cottage / Storybook (51% match) |
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| Address | 1900 N 13th St, Boise, ID 83702 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, open floor plan.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $700K, this home is 17% above the $599K median for 124 similar Cottage / Storybook homes in Boise, ID.
- That works out to $543 per square foot, 41% above the $385 comparable rate.
| This home | $699,900 |
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| Cottage / Storybook median in Boise, ID | $598,500 (124 homes) |
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| Price per sq ft | $543 vs. $385 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,484/month with 20% down at a 7.28% 30-year fixed rate. You would need about $192,183 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,831/mo |
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| Property tax (new-buyer reassessed rate) | $391/mo |
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| Homeowners insurance | $262/mo |
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| Total monthly | $4,484/mo |
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| Down payment (20%) | $139,980 |
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| Income needed | $192,183/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (79 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (79/100) |
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| Beats renting in | 45% of modeled paths |
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| Modeled 5-yr equity (median) | $447,406 |
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| Range (10th to 90th pct) | $297,060 to $632,305 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boise, ID where local data is thin.
Local home values
Typical home values in Boise, ID have fallen about 0% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately