home in Asheville, NC
A home in Asheville, NC, it offers 3 bedrooms and 2 bathrooms across 981 square feet.
| Price | $325,000 |
|---|
| Beds | 3 |
|---|
| Baths | 2 |
|---|
| Sqft | 981 |
|---|
| Address | 40 Rocking Porch Lane, Asheville, NC 28805 |
|---|
Why buy this home
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,123/month with 20% down at a 7.28% 30-year fixed rate. You would need about $90,982 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,779/mo |
|---|
| Property tax (new-buyer reassessed rate) | $222/mo |
|---|
| Homeowners insurance | $122/mo |
|---|
| Total monthly | $2,123/mo |
|---|
| Down payment (20%) | $65,000 |
|---|
| Income needed | $90,982/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
|---|
| Beats renting in | 12% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $147,432 |
|---|
| Range (10th to 90th pct) | $85,505 to $222,063 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Asheville, NC where local data is thin.
Local home values
Typical home values in Asheville, NC have risen about 18% over the past 5 years (-3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately