Victorian / Queen Anne home in Birmingham, AL
This 1,349-square-foot Victorian home in Birmingham, AL includes 4 bedrooms and 1 bathroom. Its Victorian character defines the property's look.
| Price | $114,900 |
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| Beds | 4 |
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| Baths | 1 |
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| Sqft | 1349 |
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| Architectural style | Victorian / Queen Anne (35% match) |
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| Address | 2908 Avenue F, Birmingham, AL 35218 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $115K, this home is 67% below the $350K median for 31 similar Victorian / Queen Anne homes in Birmingham, AL.
- That works out to $85 per square foot, 41% below the $143 comparable rate.
- On the market 27 days.
| This home | $114,900 |
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| Victorian / Queen Anne median in Birmingham, AL | $349,900 (31 homes) |
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| Price per sq ft | $85 vs. $143 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $711/month with 20% down at a 7.28% 30-year fixed rate. You would need about $30,483 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $629/mo |
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| Property tax (new-buyer reassessed rate) | $39/mo |
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| Homeowners insurance | $43/mo |
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| Total monthly | $711/mo |
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| Down payment (20%) | $22,980 |
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| Income needed | $30,483/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $54,342 |
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| Range (10th to 90th pct) | $31,662 to $82,876 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia