Colonial home in ST PETERSBURG, FL
A Colonial home in ST PETERSBURG, FL, it offers 5 bedrooms and 4 bathrooms across 4,400 square feet. Notable features include swimming pool, attached garage, deck / patio, fireplace, and hardwood floors.
| Price | $2,580,000 |
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| Beds | 5 |
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| Baths | 4 |
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| Sqft | 4400 |
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| Architectural style | Colonial (47% match) |
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| Address | 445 18th Avenue NE, ST PETERSBURG, FL 33704 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, fireplace, hardwood floors, kitchen island, swimming pool, vaulted / high ceilings, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $2.6M, this home is 93% above the $1.3M median for 6 similar Colonial homes in St. Petersburg, FL.
- That works out to $586 per square foot, 27% above the $460 comparable rate.
- On the market 25 days.
| This home | $2,580,000 |
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| Colonial median in St. Petersburg, FL | $1,339,500 (6 homes) |
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| Price per sq ft | $586 vs. $460 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $17,046/month with 20% down at a 7.28% 30-year fixed rate. You would need about $730,549 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $14,122/mo |
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| Property tax (new-buyer reassessed rate) | $1,957/mo |
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| Homeowners insurance | $968/mo |
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| Total monthly | $17,046/mo |
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| Down payment (20%) | $516,000 |
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| Income needed | $730,549/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (83 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (83/100) |
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| Beats renting in | 54% of modeled paths |
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| Modeled 5-yr equity (median) | $1,794,479 |
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| Range (10th to 90th pct) | $1,192,927 to $2,518,529 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Estately