Cottage / Storybook home in Houston, TX
A Cottage home in Houston, TX, it offers 4 bedrooms and 3 bathrooms across 2,556 square feet. Standout details include swimming pool and deck / patio.
| Price | $330,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2556 |
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| Architectural style | Cottage / Storybook (40% match) |
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| Address | 21014 Harvest Hill Lane, Houston, TX 77073 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, swimming pool.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- At $330K, this home is 5% below the $348K median for 99 similar Cottage / Storybook homes in Houston, TX.
- That works out to $129 per square foot, 25% below the $173 comparable rate.
- On the market 22 days.
| This home | $330,000 |
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| Cottage / Storybook median in Houston, TX | $348,000 (99 homes) |
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| Price per sq ft | $129 vs. $173 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,392/month with 20% down at a 7.28% 30-year fixed rate. You would need about $102,517 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,806/mo |
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| Property tax (new-buyer reassessed rate) | $462/mo |
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| Homeowners insurance | $124/mo |
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| Total monthly | $2,392/mo |
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| Down payment (20%) | $66,000 |
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| Income needed | $102,517/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 14% of modeled paths |
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| Modeled 5-yr equity (median) | $163,152 |
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| Range (10th to 90th pct) | $96,573 to $241,663 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Houston, TX where local data is thin.
Local home values
Typical home values in Houston, TX have risen about 12% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately