A-Frame home in Big Bear Lake, CA
Set in Big Bear Lake, CA, this A-Frame home provides 2 bedrooms and 1 bathroom across 952 square feet. Its A-Frame character defines the property's look.
| Price | $299,900 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 952 |
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| Architectural style | A-Frame (94% match) |
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| Address | 40221 Mill Creek Rd, Big Bear Lake, CA 92315 |
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Why buy this home
- Confirmed A-Frame architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $300K, this home is 45% below the $550K median for 614 similar A-Frame homes in Big Bear Lake, CA.
- That works out to $315 per square foot, 22% below the $406 comparable rate.
- On the market 197 days, which is a long time; sellers are often flexible at this point.
- The asking price has already been cut about 3%, a sign the seller is motivated.
| This home | $299,900 |
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| A-Frame median in Big Bear Lake, CA | $550,000 (614 homes) |
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| Price per sq ft | $315 vs. $406 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,054/month with 20% down at a 7.28% 30-year fixed rate. You would need about $88,025 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,642/mo |
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| Property tax (new-buyer reassessed rate) | $300/mo |
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| Homeowners insurance | $112/mo |
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| Total monthly | $2,054/mo |
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| Down payment (20%) | $59,980 |
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| Income needed | $88,025/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $135,535 |
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| Range (10th to 90th pct) | $77,653 to $202,685 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow