home in 2021 Pratt Hwy Birmingham, AL
This home in Birmingham, AL offers 4 bedrooms and 2 bathrooms across 2,096 square feet.
| Price | $169,900 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2096 |
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| Address | 2021 Pratt Hwy Birmingham, AL 35214 |
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Why buy this home
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,052/month with 20% down at a 7.28% 30-year fixed rate. You would need about $45,075 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $930/mo |
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| Property tax (new-buyer reassessed rate) | $58/mo |
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| Homeowners insurance | $64/mo |
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| Total monthly | $1,052/mo |
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| Down payment (20%) | $33,980 |
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| Income needed | $45,075/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 24% of modeled paths |
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| Modeled 5-yr equity (median) | $83,111 |
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| Range (10th to 90th pct) | $49,471 to $122,116 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto