Craftsman / Bungalow home in Jacksonville, FL
This Craftsman home in Jacksonville, FL offers 3 bedrooms and 2 bathrooms across 1,604 square feet. Notable features include deck / patio and large backyard / lot. The Craftsman styling carries through the home's design.
| Price | $480,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1604 |
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| Architectural style | Craftsman / Bungalow (78% match) |
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| Address | 2150 Ernest Street, Jacksonville, FL 32204 |
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Why buy this home
- Confirmed Craftsman / Bungalow architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, large backyard / lot.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $480K, this home is 42% above the $339K median for 84 similar Craftsman / Bungalow homes in Jacksonville, FL.
- That works out to $299 per square foot, 42% above the $211 comparable rate.
- On the market 10 days.
| This home | $480,000 |
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| Craftsman / Bungalow median in Jacksonville, FL | $339,000 (84 homes) |
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| Price per sq ft | $299 vs. $211 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,171/month with 20% down at a 7.28% 30-year fixed rate. You would need about $135,916 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,627/mo |
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| Property tax (new-buyer reassessed rate) | $364/mo |
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| Homeowners insurance | $180/mo |
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| Total monthly | $3,171/mo |
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| Down payment (20%) | $96,000 |
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| Income needed | $135,916/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
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| Beats renting in | 27% of modeled paths |
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| Modeled 5-yr equity (median) | $261,023 |
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| Range (10th to 90th pct) | $164,481 to $383,466 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately