Ranch home in Santa Cruz, CA
This 1,536-square-foot Ranch home in Santa Cruz, CA includes 3 bedrooms and 2 bathrooms. The Ranch styling carries through the home's design.
| Price | $1,300,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1536 |
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| Architectural style | Ranch (74% match) |
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| Address | 133 Fairland Way, Santa Cruz, CA 95065 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $1.3M, this home is 7% below the $1.4M median for 90 similar Ranch homes in Santa Cruz, CA.
- That works out to $846 per square foot, 8% below the $921 comparable rate.
- New to market (4 days), so expect competition.
| This home | $1,300,000 |
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| Ranch median in Santa Cruz, CA | $1,399,000 (90 homes) |
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| Price per sq ft | $846 vs. $921 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,903/month with 20% down at a 7.28% 30-year fixed rate. You would need about $381,570 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,116/mo |
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| Property tax (new-buyer reassessed rate) | $1,300/mo |
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| Homeowners insurance | $488/mo |
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| Total monthly | $8,903/mo |
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| Down payment (20%) | $260,000 |
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| Income needed | $381,570/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 18% of modeled paths |
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| Modeled 5-yr equity (median) | $671,725 |
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| Range (10th to 90th pct) | $413,656 to $984,898 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Santa Cruz, CA where local data is thin.
Local home values
Typical home values in Santa Cruz, CA have risen about 12% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia