Ranch home in Fernandina Beach, FL
This 1,501-square-foot Ranch home in Fernandina Beach, FL includes 3 bedrooms and 2 bathrooms. It sits within the greater Amelia Island, FL area.
| Price | $599,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1501 |
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| Architectural style | Ranch (52% match) |
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| Address | 1745 PHEASANT Lane, Fernandina Beach, FL 32034 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $600K, this home is 4% above the $575K median for 45 similar Ranch homes in Amelia Island, FL.
- That works out to $400 per square foot, 15% above the $347 comparable rate.
- On the market 93 days, which is a long time; sellers are often flexible at this point.
| This home | $599,900 |
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| Ranch median in Amelia Island, FL | $575,000 (45 homes) |
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| Price per sq ft | $400 vs. $347 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,964/month with 20% down at a 7.28% 30-year fixed rate. You would need about $169,867 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,284/mo |
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| Property tax (new-buyer reassessed rate) | $455/mo |
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| Homeowners insurance | $225/mo |
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| Total monthly | $3,964/mo |
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| Down payment (20%) | $119,980 |
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| Income needed | $169,867/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (69 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (69/100) |
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| Beats renting in | 24% of modeled paths |
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| Modeled 5-yr equity (median) | $321,172 |
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| Range (10th to 90th pct) | $196,259 to $473,505 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow