Spanish Revival home in Santa Barbara, CA
Set in Santa Barbara, CA, this Spanish Revival home provides 3 bedrooms and 3 bathrooms across 1,401 square feet. The Spanish Revival styling carries through the home's design.
| Price | $2,395,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1401 |
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| Architectural style | Spanish Revival (95% match) |
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| Address | 425 E Padre St, Santa Barbara, CA 93103 |
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Why buy this home
- Confirmed Spanish Revival architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $2.4M, this home is 13% below the $2.7M median for 140 similar Spanish Revival homes in Santa Barbara, CA.
- That works out to $1709 per square foot, 41% above the $1211 comparable rate.
- New to market (5 days), so expect competition.
| This home | $2,395,000 |
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| Spanish Revival median in Santa Barbara, CA | $2,749,000 (140 homes) |
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| Price per sq ft | $1,709 vs. $1,211 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $16,403/month with 20% down at a 7.28% 30-year fixed rate. You would need about $702,970 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $13,110/mo |
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| Property tax (new-buyer reassessed rate) | $2,395/mo |
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| Homeowners insurance | $898/mo |
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| Total monthly | $16,403/mo |
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| Down payment (20%) | $479,000 |
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| Income needed | $702,970/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
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| Beats renting in | 21% of modeled paths |
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| Modeled 5-yr equity (median) | $1,295,746 |
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| Range (10th to 90th pct) | $787,419 to $1,890,878 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow