Cottage / Storybook home in Portland, OR
A Cottage home in Portland, OR, it offers 3 bedrooms and 1 bathroom across 864 square feet. The Cottage styling carries through the home's design.
| Price | $375,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 864 |
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| Architectural style | Cottage / Storybook (54% match) |
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| Address | 2814 SE 145th Ave, Portland, OR 97236 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $375K, this home is 37% below the $595K median for 593 similar Cottage / Storybook homes in Portland, OR.
- That works out to $434 per square foot, 36% above the $319 comparable rate.
- New to market (4 days), so expect competition.
| This home | $375,000 |
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| Cottage / Storybook median in Portland, OR | $595,000 (593 homes) |
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| Price per sq ft | $434 vs. $319 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,484/month with 20% down at a 7.28% 30-year fixed rate. You would need about $106,452 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,053/mo |
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| Property tax (new-buyer reassessed rate) | $291/mo |
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| Homeowners insurance | $141/mo |
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| Total monthly | $2,484/mo |
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| Down payment (20%) | $75,000 |
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| Income needed | $106,452/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (69 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (69/100) |
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| Beats renting in | 24% of modeled paths |
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| Modeled 5-yr equity (median) | $203,569 |
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| Range (10th to 90th pct) | $125,700 to $293,973 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Portland, OR where local data is thin.
Local home values
Typical home values in Portland, OR have risen about 6% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately