Ranch home in 5081 Stewart Rd Buffalo, NY
This Ranch home in Buffalo, NY offers 3 bedrooms and 1 bathroom across 1,344 square feet. Notable features include an attached garage. The Ranch styling carries through the home's design.
| Price | $189,900 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 1344 |
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| Architectural style | Ranch (53% match) |
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| Address | 5081 Stewart Rd Buffalo, NY 14219 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $190K, this home is 24% below the $250K median for 306 similar Ranch homes in Buffalo, NY.
- That works out to $141 per square foot, 31% below the $203 comparable rate.
- New to market (7 days), so expect competition.
| This home | $189,900 |
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| Ranch median in Buffalo, NY | $250,000 (306 homes) |
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| Price per sq ft | $141 vs. $203 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,383/month with 20% down at a 7.28% 30-year fixed rate. You would need about $59,265 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,039/mo |
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| Property tax (new-buyer reassessed rate) | $272/mo |
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| Homeowners insurance | $71/mo |
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| Total monthly | $1,383/mo |
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| Down payment (20%) | $37,980 |
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| Income needed | $59,265/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $99,082 |
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| Range (10th to 90th pct) | $61,889 to $145,804 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Buffalo, NY where local data is thin.
Local home values
Typical home values in Buffalo, NY have risen about 32% over the past 5 years (+4% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto