home in Miami, FL
This home in Miami, FL offers 6 bedrooms and 6 bathrooms across 5,185 square feet.
| Price | $10,900,000 |
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| Beds | 6 |
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| Baths | 6 |
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| Sqft | 5185 |
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| Address | 4801 SW 74th Ter, Miami, FL 33143 |
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Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- New to market (2 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $72,017/month with 20% down at a 7.28% 30-year fixed rate. You would need about $3,086,428 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $59,663/mo |
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| Property tax (new-buyer reassessed rate) | $8,266/mo |
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| Homeowners insurance | $4,087/mo |
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| Total monthly | $72,017/mo |
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| Down payment (20%) | $2,180,000 |
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| Income needed | $3,086,428/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (81 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (81/100) |
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| Beats renting in | 50% of modeled paths |
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| Modeled 5-yr equity (median) | $7,368,007 |
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| Range (10th to 90th pct) | $4,903,429 to $10,382,815 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in Miami, FL have risen about 30% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow