Townhouse / Rowhouse home in St Louis, MO
A Townhouse home in St Louis, MO, it offers 3 bedrooms and 1 bathroom across 1,463 square feet. Standout details include fireplace, hardwood floors, and open floor plan.
| Price | $230,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 1463 |
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| Architectural style | Townhouse / Rowhouse (42% match) |
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| Address | 3560 S Spring Avenue, St Louis, MO 63116 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: fireplace, hardwood floors, open floor plan.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $230K, this home is 18% below the $279K median for 376 similar Townhouse / Rowhouse homes in St. Louis, MO.
- That works out to $157 per square foot, 11% above the $142 comparable rate.
- On the market 18 days.
| This home | $230,000 |
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| Townhouse / Rowhouse median in St. Louis, MO | $279,450 (376 homes) |
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| Price per sq ft | $157 vs. $142 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,531/month with 20% down at a 7.28% 30-year fixed rate. You would need about $65,619 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,259/mo |
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| Property tax (new-buyer reassessed rate) | $186/mo |
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| Homeowners insurance | $86/mo |
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| Total monthly | $1,531/mo |
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| Down payment (20%) | $46,000 |
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| Income needed | $65,619/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (47 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (47/100) |
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| Beats renting in | 5% of modeled paths |
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| Modeled 5-yr equity (median) | $85,181 |
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| Range (10th to 90th pct) | $43,846 to $136,002 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward St. Louis, MO where local data is thin.
Local home values
Typical home values in St. Louis, MO have risen about 24% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately