Colonial home in Roswell, GA
Set in Roswell, GA, this Colonial home provides 4 bedrooms and 3.5 bathrooms across 4,583 square feet. Standout details include attached garage, deck / patio, and hardwood floors. The Colonial styling carries through the home's design.
| Price | $729,999 |
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| Beds | 4 |
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| Baths | 3.5 |
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| Sqft | 4583 |
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| Architectural style | Colonial (44% match) |
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| Address | 315 Derby Ridge Trace, Roswell, GA 30075 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, hardwood floors.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- At $730K, this home is 5% below the $769K median for 801 similar Colonial homes in Atlanta, GA.
- That works out to $159 per square foot, 29% below the $225 comparable rate.
| This home | $729,999 |
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| Colonial median in Atlanta, GA | $769,000 (801 homes) |
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| Price per sq ft | $159 vs. $225 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,829/month with 20% down at a 7.28% 30-year fixed rate. You would need about $206,966 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,996/mo |
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| Property tax (new-buyer reassessed rate) | $560/mo |
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| Homeowners insurance | $274/mo |
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| Total monthly | $4,829/mo |
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| Down payment (20%) | $146,000 |
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| Income needed | $206,966/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
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| Beats renting in | 22% of modeled paths |
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| Modeled 5-yr equity (median) | $386,101 |
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| Range (10th to 90th pct) | $237,391 to $558,204 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Atlanta, GA where local data is thin.
Local home values
Typical home values in Atlanta, GA have risen about 19% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately