Victorian / Queen Anne home in Somerville, MA
Set in Somerville, MA, this Victorian home provides 5 bedrooms and 4 bathrooms across 3,186 square feet. It sits within the greater Boston, MA area.
| Price | $2,200,000 |
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| Beds | 5 |
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| Baths | 4 |
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| Sqft | 3186 |
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| Architectural style | Victorian / Queen Anne (92% match) |
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| Address | 20 Chapel Street, Somerville, MA 02144 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $2.2M, this home is 76% above the $1.3M median for 799 similar Victorian / Queen Anne homes in Boston, MA.
- That works out to $691 per square foot, 13% above the $609 comparable rate.
- New to market (5 days), so expect competition.
| This home | $2,200,000 |
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| Victorian / Queen Anne median in Boston, MA | $1,250,000 (799 homes) |
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| Price per sq ft | $691 vs. $609 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $14,957/month with 20% down at a 7.28% 30-year fixed rate. You would need about $641,020 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $12,042/mo |
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| Property tax (new-buyer reassessed rate) | $2,090/mo |
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| Homeowners insurance | $825/mo |
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| Total monthly | $14,957/mo |
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| Down payment (20%) | $440,000 |
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| Income needed | $641,020/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (65/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $1,115,033 |
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| Range (10th to 90th pct) | $668,116 to $1,624,356 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boston, MA where local data is thin.
Local home values
Typical home values in Boston, MA have risen about 23% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately