Cottage / Storybook home in 1401 Stoney Crk Paso Robles, CA
This Cottage home in Paso Robles, CA offers 3 bedrooms and 3 bathrooms across 1,382 square feet. The listing highlights an attached garage.
| Price | $535,000 |
|---|
| Beds | 3 |
|---|
| Baths | 3 |
|---|
| Sqft | 1382 |
|---|
| Architectural style | Cottage / Storybook (33% match) |
|---|
| Address | 1401 Stoney Crk Paso Robles, CA 93446 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- The median for 10 similar Cottage / Storybook homes in Paso Robles, CA is $535K.
- That works out to $387 per square foot, 12% below the $438 comparable rate.
| This home | $535,000 |
|---|
| Cottage / Storybook median in Paso Robles, CA | $535,000 (10 homes) |
|---|
| Price per sq ft | $387 vs. $438 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,664/month with 20% down at a 7.28% 30-year fixed rate. You would need about $157,031 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,928/mo |
|---|
| Property tax (new-buyer reassessed rate) | $535/mo |
|---|
| Homeowners insurance | $201/mo |
|---|
| Total monthly | $3,664/mo |
|---|
| Down payment (20%) | $107,000 |
|---|
| Income needed | $157,031/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (71 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (71/100) |
|---|
| Beats renting in | 26% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $305,739 |
|---|
| Range (10th to 90th pct) | $187,277 to $438,963 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto