home in 11 Pembina St Buffalo, NY
A multifamily home in Buffalo, NY, it offers 2 bedrooms and 1 bathroom across 1,436 square feet.
| Price | $140,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1436 |
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| Address | 11 Pembina St Buffalo, NY 14220 |
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Why buy this home
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little under the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,019/month with 20% down at a 7.28% 30-year fixed rate. You would need about $43,692 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $766/mo |
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| Property tax (new-buyer reassessed rate) | $201/mo |
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| Homeowners insurance | $53/mo |
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| Total monthly | $1,019/mo |
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| Down payment (20%) | $28,000 |
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| Income needed | $43,692/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (72 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (72/100) |
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| Beats renting in | 29% of modeled paths |
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| Modeled 5-yr equity (median) | $84,127 |
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| Range (10th to 90th pct) | $54,142 to $119,098 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Buffalo, NY where local data is thin.
Local home values
Typical home values in Buffalo, NY have risen about 32% over the past 5 years (+4% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto