Ranch home in Austin, TX
This 685-square-foot Ranch home in Austin, TX includes 1 bedroom and 1 bathroom. Its Ranch character defines the property's look.
| Price | $2,100,000 |
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| Beds | 1 |
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| Baths | 1 |
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| Sqft | 685 |
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| Architectural style | Ranch (31% match) |
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| Address | 5520 W Beach Cir, Austin, TX 78734 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $2.1M, this home is 440% above the $389K median for 2116 similar Ranch homes in Austin, TX.
- That works out to $3066 per square foot, 1251% above the $227 comparable rate.
- On the market 12 days.
| This home | $2,100,000 |
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| Ranch median in Austin, TX | $389,000 (2116 homes) |
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| Price per sq ft | $3,066 vs. $227 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $15,222/month with 20% down at a 7.28% 30-year fixed rate. You would need about $652,383 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $11,495/mo |
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| Property tax (new-buyer reassessed rate) | $2,940/mo |
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| Homeowners insurance | $788/mo |
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| Total monthly | $15,222/mo |
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| Down payment (20%) | $420,000 |
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| Income needed | $652,383/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (54 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (54/100) |
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| Beats renting in | 5% of modeled paths |
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| Modeled 5-yr equity (median) | $870,289 |
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| Range (10th to 90th pct) | $480,802 to $1,334,158 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Austin, TX where local data is thin.
Local home values
Typical home values in Austin, TX have fallen about 14% over the past 5 years (-5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow