Ranch home in Birmingham, AL
Set in Birmingham, AL, this Ranch home provides 4 bedrooms and 2 bathrooms across 2,019 square feet. Its Ranch character defines the property's look.
| Price | $59,900 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2019 |
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| Architectural style | Ranch (66% match) |
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| Address | 3241 Birch Ave SW, Birmingham, AL 35221 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $60K, this home is 67% below the $180K median for 414 similar Ranch homes in Birmingham, AL.
- That works out to $30 per square foot, 73% below the $113 comparable rate.
- On the market 14 days.
| This home | $59,900 |
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| Ranch median in Birmingham, AL | $179,900 (414 homes) |
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| Price per sq ft | $30 vs. $113 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $371/month with 20% down at a 7.28% 30-year fixed rate. You would need about $15,892 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $328/mo |
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| Property tax (new-buyer reassessed rate) | $20/mo |
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| Homeowners insurance | $22/mo |
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| Total monthly | $371/mo |
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| Down payment (20%) | $11,980 |
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| Income needed | $15,892/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (77 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (77/100) |
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| Beats renting in | 42% of modeled paths |
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| Modeled 5-yr equity (median) | $35,559 |
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| Range (10th to 90th pct) | $22,837 to $50,696 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia