Cottage / Storybook home in Delray Beach, FL
A Cottage home in Delray Beach, FL, it offers 3 bedrooms and 3 bathrooms across 1,857 square feet. Its Cottage character defines the property's look.
| Price | $1,399,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1857 |
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| Architectural style | Cottage / Storybook (47% match) |
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| Address | 520 NE 3RD Avenue, Delray Beach, FL 33444 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $1.4M, this home is 17% above the $1.2M median for 9 similar Cottage / Storybook homes in Delray Beach, FL.
- That works out to $753 per square foot, 1% below the $759 comparable rate.
- On the market 38 days.
| This home | $1,399,000 |
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| Cottage / Storybook median in Delray Beach, FL | $1,195,000 (9 homes) |
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| Price per sq ft | $753 vs. $759 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $9,243/month with 20% down at a 7.28% 30-year fixed rate. You would need about $396,139 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,658/mo |
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| Property tax (new-buyer reassessed rate) | $1,061/mo |
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| Homeowners insurance | $525/mo |
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| Total monthly | $9,243/mo |
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| Down payment (20%) | $279,800 |
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| Income needed | $396,139/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (83 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (83/100) |
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| Beats renting in | 57% of modeled paths |
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| Modeled 5-yr equity (median) | $964,670 |
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| Range (10th to 90th pct) | $646,150 to $1,354,853 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow