Ranch home in Chattanooga, TN
A Ranch home in Chattanooga, TN, it offers 4 bedrooms and 2.5 bathrooms across 2,052 square feet. Its Ranch character defines the property's look.
| Price | $285,000 |
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| Beds | 4 |
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| Baths | 2.5 |
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| Sqft | 2052 |
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| Architectural style | Ranch (61% match) |
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| Address | 3706 Hemingway Dr, Chattanooga, TN 37406 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $285K, this home is 8% below the $310K median for 460 similar Ranch homes in Chattanooga, TN.
- That works out to $139 per square foot, 26% below the $188 comparable rate.
- On the market 21 days.
| This home | $285,000 |
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| Ranch median in Chattanooga, TN | $310,000 (460 homes) |
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| Price per sq ft | $139 vs. $188 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,826/month with 20% down at a 7.28% 30-year fixed rate. You would need about $78,257 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,560/mo |
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| Property tax (new-buyer reassessed rate) | $159/mo |
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| Homeowners insurance | $107/mo |
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| Total monthly | $1,826/mo |
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| Down payment (20%) | $57,000 |
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| Income needed | $78,257/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $157,756 |
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| Range (10th to 90th pct) | $97,748 to $227,768 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia