Townhouse / Rowhouse home in Baltimore, MD
This Townhouse home in Baltimore, MD offers 3 bedrooms and 2 bathrooms across 1,536 square feet. The Townhouse styling carries through the home's design.
| Price | $190,000 |
|---|
| Beds | 3 |
|---|
| Baths | 2 |
|---|
| Sqft | 1536 |
|---|
| Architectural style | Townhouse / Rowhouse (31% match) |
|---|
| Address | 5812 Cedonia Ave, Baltimore, MD 21206 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $190K, this home is 19% below the $235K median for 2521 similar Townhouse / Rowhouse homes in Baltimore, MD.
- That works out to $124 per square foot, 23% below the $161 comparable rate.
- On the market 11 days.
| This home | $190,000 |
|---|
| Townhouse / Rowhouse median in Baltimore, MD | $235,000 (2521 homes) |
|---|
| Price per sq ft | $124 vs. $161 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,281/month with 20% down at a 7.28% 30-year fixed rate. You would need about $54,886 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,040/mo |
|---|
| Property tax (new-buyer reassessed rate) | $169/mo |
|---|
| Homeowners insurance | $71/mo |
|---|
| Total monthly | $1,281/mo |
|---|
| Down payment (20%) | $38,000 |
|---|
| Income needed | $54,886/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (57 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (57/100) |
|---|
| Beats renting in | 10% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $82,084 |
|---|
| Range (10th to 90th pct) | $46,336 to $124,184 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow