Townhouse / Rowhouse home in Chattanooga, TN
This Townhouse home in Chattanooga, TN offers 3 bedrooms and 2 bathrooms across 1,760 square feet. The Townhouse styling carries through the home's design.
| Price | $275,000 |
|---|
| Beds | 3 |
|---|
| Baths | 2 |
|---|
| Sqft | 1760 |
|---|
| Architectural style | Townhouse / Rowhouse (81% match) |
|---|
| Address | 3108 Donna Ln, Chattanooga, TN 37404 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $275K, this home is 23% below the $359K median for 334 similar Townhouse / Rowhouse homes in Chattanooga, TN.
- That works out to $156 per square foot, 31% below the $226 comparable rate.
- On the market 16 days.
| This home | $275,000 |
|---|
| Townhouse / Rowhouse median in Chattanooga, TN | $359,000 (334 homes) |
|---|
| Price per sq ft | $156 vs. $226 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,762/month with 20% down at a 7.28% 30-year fixed rate. You would need about $75,511 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,505/mo |
|---|
| Property tax (new-buyer reassessed rate) | $154/mo |
|---|
| Homeowners insurance | $103/mo |
|---|
| Total monthly | $1,762/mo |
|---|
| Down payment (20%) | $55,000 |
|---|
| Income needed | $75,511/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (80 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (80/100) |
|---|
| Beats renting in | 49% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $174,457 |
|---|
| Range (10th to 90th pct) | $112,958 to $245,344 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow