Ranch home in Wilmington, NC
A Ranch home in Wilmington, NC, it offers 4 bedrooms and 4 bathrooms across 3,178 square feet. The Ranch styling carries through the home's design.
| Price | $635,000 |
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| Beds | 4 |
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| Baths | 4 |
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| Sqft | 3178 |
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| Architectural style | Ranch (46% match) |
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| Address | 306 Shore Point Drive, Wilmington, NC 28411 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $635K, this home is 51% above the $419K median for 224 similar Ranch homes in Wilmington, NC.
- That works out to $200 per square foot, 25% below the $268 comparable rate.
- On the market 12 days.
| This home | $635,000 |
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| Ranch median in Wilmington, NC | $419,450 (224 homes) |
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| Price per sq ft | $200 vs. $268 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,148/month with 20% down at a 7.28% 30-year fixed rate. You would need about $177,765 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,476/mo |
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| Property tax (new-buyer reassessed rate) | $434/mo |
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| Homeowners insurance | $238/mo |
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| Total monthly | $4,148/mo |
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| Down payment (20%) | $127,000 |
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| Income needed | $177,765/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
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| Beats renting in | 12% of modeled paths |
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| Modeled 5-yr equity (median) | $289,023 |
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| Range (10th to 90th pct) | $166,178 to $434,604 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Wilmington, NC where local data is thin.
Local home values
Typical home values in Wilmington, NC have risen about 30% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow