Craftsman / Bungalow home in 426 E Oak St Louisville, KY
Set in Louisville, KY, this Craftsman home provides 3 bedrooms and 3 bathrooms across 1,856 square feet. Its Craftsman character defines the property's look.
| Price | $265,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1856 |
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| Architectural style | Craftsman / Bungalow (34% match) |
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| Address | 426 E Oak St Louisville, KY 40203 |
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Why buy this home
- Confirmed Craftsman / Bungalow architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little above the area.
- At $265K, this home is 4% above the $255K median for 172 similar Craftsman / Bungalow homes in Louisville, KY.
- That works out to $143 per square foot, 16% below the $170 comparable rate.
- On the market 14 days.
| This home | $265,000 |
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| Craftsman / Bungalow median in Louisville, KY | $255,000 (172 homes) |
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| Price per sq ft | $143 vs. $170 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,740/month with 20% down at a 7.28% 30-year fixed rate. You would need about $74,564 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,451/mo |
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| Property tax (new-buyer reassessed rate) | $190/mo |
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| Homeowners insurance | $99/mo |
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| Total monthly | $1,740/mo |
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| Down payment (20%) | $53,000 |
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| Income needed | $74,564/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (83 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (83/100) |
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| Beats renting in | 57% of modeled paths |
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| Modeled 5-yr equity (median) | $179,946 |
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| Range (10th to 90th pct) | $118,502 to $251,581 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto