Victorian / Queen Anne home in Charleston, SC
This 2,272-square-foot Victorian home in Charleston, SC includes 4 bedrooms and 2 bathrooms. Notable features include a large backyard / lot. The Victorian styling carries through the home's design.
| Price | $700,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2272 |
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| Architectural style | Victorian / Queen Anne (85% match) |
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| Address | 10 Francis Street, Charleston, SC 29403 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Features: large backyard / lot.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $700K, this home is 70% below the $2.4M median for 64 similar Victorian / Queen Anne homes in Charleston, SC.
- That works out to $308 per square foot, 64% below the $849 comparable rate.
- On the market 14 days.
| This home | $700,000 |
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| Victorian / Queen Anne median in Charleston, SC | $2,350,000 (64 homes) |
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| Price per sq ft | $308 vs. $849 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,427/month with 20% down at a 7.28% 30-year fixed rate. You would need about $189,711 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,832/mo |
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| Property tax (new-buyer reassessed rate) | $333/mo |
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| Homeowners insurance | $262/mo |
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| Total monthly | $4,427/mo |
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| Down payment (20%) | $140,000 |
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| Income needed | $189,711/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (85 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (85/100) |
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| Beats renting in | 60% of modeled paths |
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| Modeled 5-yr equity (median) | $493,393 |
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| Range (10th to 90th pct) | $332,823 to $680,759 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charleston, SC where local data is thin.
Local home values
Typical home values in Charleston, SC have risen about 28% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately