Ranch home in Boise, ID
Set in Boise, ID, this Ranch home provides 3 bedrooms and 2 bathrooms across 1,040 square feet. Standout details include an attached garage. The Ranch styling carries through the home's design.
| Price | $399,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1040 |
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| Architectural style | Ranch (85% match) |
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| Address | 10986 W Wildrose Crt, Boise, ID 83713 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $400K, this home is 20% below the $499K median for 789 similar Ranch homes in Boise, ID.
- That works out to $385 per square foot, 20% above the $321 comparable rate.
- On the market 10 days.
| This home | $399,900 |
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| Ranch median in Boise, ID | $499,000 (789 homes) |
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| Price per sq ft | $385 vs. $321 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,562/month with 20% down at a 7.28% 30-year fixed rate. You would need about $109,807 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,189/mo |
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| Property tax (new-buyer reassessed rate) | $223/mo |
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| Homeowners insurance | $150/mo |
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| Total monthly | $2,562/mo |
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| Down payment (20%) | $79,980 |
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| Income needed | $109,807/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (82 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (82/100) |
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| Beats renting in | 54% of modeled paths |
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| Modeled 5-yr equity (median) | $268,259 |
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| Range (10th to 90th pct) | $177,827 to $373,907 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boise, ID where local data is thin.
Local home values
Typical home values in Boise, ID have fallen about 0% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately